Laguna Niguel Home Mortgage

	Home Purchase Programs
	Purchasing a home is one the biggest financial decisions you'll make. You owe it to yourself to get the best loan program that fits your individual needs. We believe in providing honest answers, good advice, and excellent service.

	Choose a Loan Program

These are the two most popular programs

No obligation

Have the freedom and comfort of choosing a loan knowing that we charge no up front fees and no cancellation charges.*

No hidden fees

We can provide you with a good faith estimate when your loan is approved. Thus providing you a breakdown of every cost involved with your loan

Lock Your Rate

Rates are at a all time low. Lock you rate at a 21-, 30-, or 45-day lock.

30 Year fixed Rate

5/1 Arm

Great loan if you want:

- Low monthly payments that don't change.

- A loan that's generally easier to qualify for.

- To remain in your home longer than 10 years

Great loan if you want:

- Low initial monthly payment

- Lower payment over a shorter period of time

- Rates and payments may go down if rate improves.

- May qualify for higher loan amounts

Understanding the Loan Process

We believe the more you understand the loan process,

the better you will feel about getting a loan from us.

Home Purchase-home mortgage loan

Getting a home mortgage loan can be a wonderful and easy experience, when you make informed and confident decisions. We make sure that the home mortgage loan you get is the best suited for your needs. With a quick phone call, we can help you understand how a home mortgage loan works, what home mortgage loan options are available to you, and help you understand the process. We keep you informed every step of the way to let you know how your home mortgage loan process is coming along during escrow. Knowing where in the process your home mortgage loan is can ease your mind and empower you with the knowledge you need.

Orange County Real Estate

Orange County Realtors

Home Purchase-home mortgage loan